Haunted Credit Score | Halloween Business Game | Financial Literacy Activity

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Turn credit score basics into a spooky, high-energy classroom game! In Haunted Credit Score, students battle against “credit monsters” like the Late Payment Phantom, the Maxed-Out Mummy, the Error Ghoul, and the Credit Vampire. Using a survival kit of tools, they must choose the 3 best strategies to protect and raise their credit score — before the monsters drag their financial future into the crypt!

What Students Will Practice

• Understanding factors that raise and lower credit scores
• Identifying smart money management strategies
• Applying decision-making skills under pressure
• Teamwork, communication, and critical thinking

What’s Included

• Teacher script to set the spooky scenario
• Bell ringer warm-up question
• Student instructions + survival kit supply list
• Teacher answer key with point values and real-world explanations
• Record-your-score worksheet
• Exit ticket + reflection prompts

Perfect For

• Business, Personal Finance, Economics, or Career Prep classes
• Fun Friday activity or seasonal brain break
• Financial literacy units around credit, debt, and money management

Low prep, high engagement, and student-approved. Your class will be laughing, debating, and learning credit score essentials — all while escaping the Haunted Credit Crypt!

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